Student Policy- Specially Designed Mediclaim Cum Accidental Benefit Policy:

Salient Feature:

Hospitalization for illness, disease or accident, whether including surgery or not, imposes
Heavy financial burden on Students/Institutes.

Scope Of Cover:

Student Mediclaim cum Accidental insurance policy has been specially designed for the benefits of students against any illness/accident cover.

The policy provides the following benefits.

Reimbursement/cashless of hospitalization expenses which are reasonably and necessarily incurred under the following heads:

A) 24 hours hospitalization is required.
B) Room, boarding expenses as provided by the hospital/nursing home.
C) Nursing expenses.
D) Fees of surgeon, anesthetist, medical practitioner, consultant and specialist.
E) Expenses on account of anesthesia, blood, oxygen, operation theatre charges, surgical.
F) Appliances, medicines and drugs, diagnostic material, X-ray, dialysis, chemotherapy.
G) Radiotherapy cost of pacemaker, artificial limbs and cost of organs and similar expenses.
H) Accidental Hospitalization benefits.

Exclusions:

Standard Mediclaim & PA exclusions.